Optimize your provision – independently
We provide independent, comprehensive insight into your provision and protection situation and give concrete, sustainable recommendations.
Who is this consulting for?
If you want to get started
systematically building, reviewing or updating your provision.
If you have questions
about the 3-pillar system, existing provision products or your personal protection situation.
If you want to be sure
whether your provision makes sense long-term and whether you are properly protected in an emergency.
What do we discuss?
We review your provision and protection situation holistically
Provision solutions
Whether accounts & portfolios, life insurance or other products, we give our honest opinion and show concrete alternatives.
3-pillar system
We go through the Swiss provision system in detail, explain connections and apply it to your situation.
Protection
We analyze and optimize your current protection in case of death or disability and whether it fits your family situation.
Process – in 3 steps
15-minute strategy meeting
In a no-obligation conversation we get to know each other and discuss your goals and questions.
Personal consulting
Together we review your provision and protection situation, check the 3 pillars and develop optimization recommendations.
Follow-up support (optional)
After the consultation you receive concrete recommendations. If needed, we support you in implementation.
Investment in your financial security
Transparent prices for our independent consulting
Individual
(flat rate)
Analysis, optimization and action plan for your existing provision solutions and your protection situation.
Couples & families
(flat rate)
Analysis of your provision solutions, mutual and family protection in case of death and disability, with concrete recommendations.
If you would like to book this consulting in combination with others, e.g. "Budget & Savings" or "Investing", you benefit from a combo discount. Please let us know during the strategy meeting.
Get to know us without obligationIndependence matters
Many providers offer provision analyses. Most are free at first glance but paid through commissions by insurance companies and financial institutions. True independence ensures your provision system truly fits you – not a salesperson's targets.
Secure your provision – today
Get to know us without obligation and let us find out whether and how we can support you.
Frequently Asked Questions:
What exactly is the pension & protection analysis?
The pension & protection analysis is a 60- to 90-minute online consultation for individuals and couples who want to comprehensively review their pension situation. We check your 3 pillars (AHV, pension fund, private pension), analyze your protection in case of death or disability and develop concrete optimization recommendations.
How does the consultation work?
Everything starts with a free strategy meeting. After that, you will receive a checklist of documents we need for the analysis. In the consultation itself, we discuss your pension situation and develop a tailor-made action plan.
Who is this consultation suitable for?
For anyone who wants to build, review or update their pension systematically. Particularly recommended if you have questions about the 3-pillar system, existing pension products or your personal protection situation.
What does the pension & protection analysis cost?
The consultation costs a flat rate of CHF 990 for individuals and CHF 1,690 for married couples and families.
Do I need to prepare or submit documents?
Yes. To assess your situation individually, we need a few documents: your tax return, your pension fund statement and information about pillar 3a, life insurance and existing insurance policies (health insurance, accident insurance, etc.). You do not need any prior financial knowledge.
Will I receive a summary after the consultation?
Yes. After the consultation you receive a summary by email, including an overview of your current protection, the gaps we identified and concrete optimizations and recommendations. We are available at any time for follow-up questions or implementation tips.
Will you sell me any products during the consultation?
No. We are completely independent, advise without sales intent and do not recommend any financial products – we do not have any, by the way. Our goal is that you can make informed decisions, without hidden interests. We have no distribution agreements with insurance companies or financial institutions.
What do I concretely gain from the pension & protection analysis?
You get a clear overview of your current pension and protection situation, recognize gaps in your cover against disability, death or illness and receive concrete suggestions on how to optimize your pension and protect your future and your family. All of this without having to worry that a recommendation is only made to sell you a product. Planning early and independently pays off – especially for pension and protection.