Analyze your budget – transparently
We analyze and optimize your budget, find savings potential and independently create your concept for sustainable wealth building.
Who is this consulting for?
If you want to get started
bringing structure to your income and expense situation.
If you have questions
about financial expenses, savings systems or the optimal allocation of your assets.
If you want to be sure
that your retirement and savings system is set up correctly, without a salesperson pushing expensive products on you.
What do we discuss?
We structure your financial situation clearly – and show you optimization opportunities
Income situation
We analyze your income situation together and support you with questions about job changes, workload and salary changes.
Expenses
We go through your expenses in detail, compare cost items and identify savings potential where possible.
Develop a savings system
Together we put together a tailored savings strategy for wealth building that is also implementable.
Process – in 3 steps
15-minute strategy meeting
In a no-obligation conversation we get to know each other and discuss your goals and questions.
Personal consulting
We go through your income and expense items together, set up your wealth building strategy and answer all your questions.
Follow-up support (optional)
After the consultation you receive concrete recommendations. If needed, we support you in implementation.
Investment in your financial future
Transparent prices for our independent consulting
Flat rate
Analysis & optimization of budget & savings with concrete recommendations.
*Would you like to book this consulting in combination with others, e.g. "Provision & Protection" or "Investing", you benefit from a combo discount.
Get to know us without obligationIndependence matters
Budget analyses and wealth building advice come in many forms. Most are carried out by advisors who appear "free" at first glance but are paid through commissions on products you often don't need. True independence ensures your budget and savings system truly fit you – not a salesperson's targets.
Long-term wealth building starts here
Get to know us without obligation and let us find out whether and how we can support you.
Frequently Asked Questions:
What exactly is the budget & savings analysis?
The budget & savings analysis is a 60- to 90-minute online consultation for individuals and couples who want to structure their finances and build wealth. We analyze your income and expenses together, identify savings potential and develop a tailored savings plan – without product sales or hidden commissions.
How does the consultation work?
Everything starts with a free strategy meeting where we get to know your situation and goals. You will then receive an email with the required documents, which you send us before the appointment. In the consultation itself, we go through your income and expenses, compare cost items, develop a savings system and create a concrete action plan.
Who is the budget & savings analysis suitable for?
For anyone who wants to structure their finances but doesn't know where to start. Particularly useful if you want to build wealth, save for a specific goal (such as a property or retirement), or want to review and optimize your current savings strategy.
What does the budget & savings analysis cost?
The consultation costs a flat rate of CHF 690 per household (i.e. per budget).
Do I need to prepare or submit documents?
Yes. To assess your situation individually, we need a few documents: your current budget (a rough one is fine if you do not have one yet), bank statements and information about existing savings accounts or savings plans. You do not need any prior financial knowledge.
Will I receive a summary after the consultation?
Yes. After the consultation you receive a summary by email, including your personal budget plan, the savings potential we discussed and concrete recommendations. We are available at any time for follow-up questions or implementation tips.
Will you sell me any products during the consultation?
No. We are completely independent, advise without sales intent and do not recommend any financial products – we do not have any, by the way. We show you how to manage your finances yourself, without hidden interests. We have no distribution agreements with providers of financial services.
What do I concretely gain from the budget & savings analysis?
You get a clear overview of your income and expenses, recognize hidden savings potential and receive concrete suggestions on how to reach your savings goals. All of this without having to worry that a recommendation is only made to sell you a product. Saving early and deliberately pays off – for all your goals.