Your Finances
Our Focus
We bring true independence to the financial industry.
Our Consulting Services →
What We Do
Your finances in expert hands
What Our Clients Say
Experiences that speak for themselves. Names are anonymized for privacy reasons.
Our Guarantees
Trust in our binding commitments for your financial structure
Independence
We operate completely independently and exclusively in the interest of our clients. We have no commission agreements with insurance companies or other financial institutions.
Satisfaction Guarantee
We stand 100% behind our consulting quality. That is why we offer a 30-day money-back guarantee without any ifs or buts!
Data Protection
We voluntarily submit to Swiss banking confidentiality and thus maintain strictest data protection standards. All our tools are GDPR-compliant.
Provision Self-Assessment
Find out which provision phase you are in and what next steps are important for you.
Free
Anonymous
Duration of 5 minutes
Frequently Asked Questions
Find answers to the most important questions about your retirement planning
What distinguishes innoVorsorge AG from other providers?
We are 100% independent – without sales pressure, commissions or hidden products. Our consulting is based solely on your interests. Clear, objective, individual.
When should I start retirement planning?
The earlier, the better. Starting at age 50 is ideal, but at least 5–10 years before planned retirement. The more time remains, the greater your flexibility.
How much does retirement planning cost?
Our consulting costs: Starting from CHF 1,290 for an individual From CHF 1,490 for couples Including: Analysis, strategy, action plan & personal summary. No hidden costs. Annual update & ongoing support optional.
How much money do I need for retirement?
That is individual. Guideline: You should be able to cover about 80% of your last income in retirement. Our consulting helps you determine and close this gap exactly.
When should I retire?
It depends on your financial situation, life goals and health. We show you your options – from early retirement to deferred pension – including their effects.
Does partial retirement make sense?
Often yes. A staggered retirement enables a smooth transition, saves taxes and can even improve your pension. We calculate for you whether and how it pays off.
How much money should I have in my pension fund at age 65?
That depends on your goals. As a rule of thumb: For a monthly pension of about CHF 3,000 you need approximately CHF 700,000 in capital. Our planning shows your individual need.
Are my data treated confidentially?
Yes. All information is treated strictly confidentially. innoVorsorge AG voluntarily submits to Swiss banking confidentiality. More at www.innovorsorge.ch/privacy