# Retirement Planning Switzerland – Independent & Commission-Free | innoVorsorge AG

> Retirement planning with innoVorsorge: your personal roadmap to retirement. AHV, pension fund & 3rd pillar – independently analyzed. From CHF 1,390.

Adresse: https://www.innovorsorge.ch/en/retirement-planning

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![](https://www.innovorsorge.ch/bilder/IMG_2211-2-e5b3f5da.jpg)

## Retirement & Financial Planning

# Plan your retirement – understandably
Comprehensive analysis of your financial situation, optimization of AHV and pension fund benefits, tax strategies and a clear action plan.

[Book a free strategy meeting](https://www.innovorsorge.ch/en/strategy-meeting) 100% independent

Money-back guarantee

Expertise instead of jargon

## Who is this consulting for?

### If you are over 50
and want your retirement planned by an independent and competent partner.

### If you have questions
about pension fund, taxes, buy-ins, early retirement or other provision topics.

### If you want to be sure
that you receive a recommendation based on your situation and not on a future sales opportunity.

## What do we discuss?
Everything that matters for your financial future

### Personal retirement strategy
Staggered withdrawal, capital or pension decision, buy-in strategies, early retirement

### Tax and liquidity optimization
Before and after retirement, considering all income sources

### Holistic 3-pillar view
AHV, pension fund and private provision in a comprehensive view

## Process – in 3 steps

01

### 15-minute strategy meeting
In a no-obligation conversation we get to know each other and discuss your goals and questions.

15 minutes

02

### Personal consulting
Together we analyze your financial situation, develop your retirement strategy and create an action plan.

60-90 minutes

03

### Follow-up support (optional)
After the consultation you receive concrete recommendations. If needed, we support you until retirement.

individual

## Investment in your retirement
Transparent prices for our independent consulting

### Starting from
CHF 1,390

Comprehensive retirement & financial planning with action plan and support until retirement.

## Independence matters
Retirement planning is often offered free of charge by banks and insurance companies – but these advisors are paid through commissions on products. True independence ensures your retirement plan truly fits *you* – not a provider's sales targets.

## Your retirement begins with this step
Get to know us without obligation and let us find out whether and how we can support you.

[Book a free strategy meeting](https://www.innovorsorge.ch/en/strategy-meeting) +41 55 263 12 50

kontakt@innovorsorge.ch

### Frequently Asked Questions:

#### What exactly is retirement & financial planning?
+ − Retirement & financial planning is a comprehensive 60- to 90-minute online consultation for individuals and couples approaching retirement. We analyze your entire financial situation, optimize AHV and pension fund benefits, develop tax strategies and create a clear, understandable action plan.

#### When should I start retirement planning?
+ − The earlier, the better. Ideally starting at age 50, but at least 5-10 years before planned retirement. The more time remains, the greater your flexibility.

#### Who is retirement planning suitable for?
+ − For anyone over 50 who wants their retirement planned by an independent partner. Also for younger people who want to start their provision early and build long-term wealth.

#### What does retirement planning cost?
+ − From CHF 1,390 for individuals. For couples from CHF 1,490.

#### Will you sell me any products during the consultation?
+ − No. We are completely independent, advise without sales intent and recommend no financial products. Your retirement plan is based solely on your needs.