# Our Independence Declaration – No Commissions — innoVorsorge AG

> Our independence declaration: No commissions, no products, no sales. This is how fee-only consulting works at innoVorsorge AG.

Adresse: https://www.innovorsorge.ch/en/independence

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# Unsere Unabhängigkeitserklärung

#### innoVorsorge AG is completely independent. That means: No commissions. No kickbacks. No hidden interests.

#### Our consulting is based solely on your needs – not on selling products or on partnerships with banks or insurance companies. We receive no compensation from third parties, but live exclusively from the fees of our clients.

#### This is how we ensure that our recommendations are objective, transparent and solely focused on your personal situation and goals.

## Our Independence Declaration

![Target wall with three arrows in it](https://www.innovorsorge.ch/bilder/Design-ohne-Titel--2813-29.png)

#### What you can expect from us:

- #### True Independence: No products, no commissions, no sales pressure. Our consulting is solely committed to your interest, not to that of any provider.
- #### Honest Analysis of Your Starting Point: Together we discuss the status quo and identify opportunities for optimization. We focus on topics relevant to you, no unnecessary jargon. We advise you truthfully and without third-party interests.
- #### Direct Recommendations: Based on our experience and your personal situation, we develop clear, actionable strategies. Since we have no product contracts, the institution you choose for implementation does not matter.

![Three keys, two with round heads, one with a square head, lying on a black surface.](https://www.innovorsorge.ch/bilder/Design-ohne-Titel--2812-29.png)

- #### Unabhängigkeit: Your needs truly come first. No commission incentives.
- #### Direktheit: Understandable solutions without jargon. You will still know what was agreed upon even 2 years later.
- #### Engagement: We are passionately committed to your future, including ongoing support.

#### Together we develop a clear and actionable strategy for your financial and retirement situation.

## Our Values