# Mortgage Consulting Switzerland – Independent Financing — innoVorsorge AG > Mortgage consulting without bank ties. We compare independently for you – no commission, no sales. innoVorsorge AG, Rüti ZH. Adresse: https://www.innovorsorge.ch/en/financing Diese Fassung wird beim Bau aus dem Inhalt der Seite erzeugt. --- ![](https://www.innovorsorge.ch/bilder/IMG_2039-2.jpg) ## Real Estate & Mortgages # Independent Support for Your Financing We review your financing independently, compare mortgages, and find the right financing partner for you. [Book a non-binding strategy meeting](https://www.innovorsorge.ch/strategiegespraech) 100% independent Money-back guarantee Expertise instead of jargon ## What do we advise on? We review your financing based on all relevant parameters, obtain offers from various financing providers, and support you in the decision-making process. ### Financing Process We review your financing holistically, identify bottlenecks, and develop a suitable financing structure for you. ### Mortgage Comparison We obtain offers for your mortgage from various financing providers, compare them, and negotiate better terms for you. ### Choose Term & Type We advise and support you in choosing the mortgage type and term based on your situation and wishes. [strategy meeting buchen →](https://www.innovorsorge.ch/strategiegespraech) ## Who is this support for? ### If you are unsure about how to structure your property financing and what to look out for in the process. ### If you suspect that your bank or financing partner is not offering you the best possible terms. ### If you want to be sure that your financing makes sense long-term and that you have the right financing partner by your side. ## Process – in 4 steps - 01 ### 15-minute strategy meeting In a non-binding conversation, we get to know each other and discuss your situation and questions about financing. 15 Minuten - 02 ### Financingsprüfung We review your financing holistically and develop options aligned with your ideas. individuell - 03 ### Mortgage Comparison Wir holen Angebote von verschiedenen Financingsanbietern ein, vergleichen diese und verhandeln für Sie die Konditionen. individuell - 04 ### Support (individual) If needed, we accompany you to bank meetings, help implement the financing concept, and are available for further questions. individuell ## Investment in Your Mortgage Transparent pricing for our independent consulting CHF 190/Stunde (per hour) (excl. VAT) The scope of support depends on the complexity of the financing review and your wishes. In the free strategy meeting, we discuss your situation and inform you of the expected scope. [strategy meeting buchen →](https://www.innovorsorge.ch/strategiegespraech) ## Independence Matters In the current mortgage environment, it has become reality that existing bank customers do not receive the best terms. Comparing with other institutions is time-consuming and uncomfortable for many. With our independence, we ensure that we always act exclusively in your interest and achieve the best possible result for you. Without commission or kickback agreements behind the scenes. ## Transparent to your dream financing Get to know us without obligation and let us find out whether and how we can support you. [Book your free strategy meeting](https://www.innovorsorge.ch/strategiegespraech) +41 55 263 12 50 kontakt@innovorsorge.ch ### Frequently Asked Questions: - #### What exactly is the financing & mortgage support? Our financing & mortgage support is a holistic consulting service, bei der wir nicht nur Ihre finanzielle Situation analysieren, sondern aktiv die passende Financingslösung für Sie suchen. Wir identifizieren potenzielle Hürden im Financing Process und erarbeiten ein massgeschneidertes Konstrukt, das exakt auf Ihre Wünsche und Lebensplanung abgestimmt ist. - #### How does the mortgage consulting process work? The process is structured in four steps: everything begins with a free 15-minute strategy meeting. This is followed by a detailed financing review, a comprehensive market comparison, the final negotiation of terms, and support during implementation. - #### Who benefits from this independent support? This service is ideal for anyone who wants to be sure their financing is on a solid long-term footing when buying a home. It is particularly valuable if you are unsure about structuring your mortgage or suspect that your bank is not offering you the best rates and terms on the market. - #### What does the financing support cost? After the free strategy meeting, we can inform you of the expected effort based on the complexity and scope of the desired support. Unser Stundenansatz liegt bei **CHF 190/Stunde** (excl. VAT). Since we receive no hidden commissions or kickbacks from banks, our consulting remains 100% neutral and is designed to save you many times this investment through better terms. - #### What documents do I need to submit for the mortgage comparison? In the first non-binding conversation, we simply clarify your situation and goals. Once we move into the concrete financing review and comparison of offers, we need detailed information about your ideas to effectively evaluate the various financing providers for you. - #### Are you really independent, or do you just refer to your partner bank? We have no commission agreements with any banks, insurance companies, or other institutions. We act as your personal representative in the market: we actively obtain offers from various financing providers, compare them objectively, and negotiate for you to achieve the best possible terms. - #### What is my concrete benefit from your support? You benefit from a professional mortgage comparison and save significant time and money. While existing bank customers often pay excessive interest rates, our independence and negotiation skills ensure you get the financing solution that best suits you – without hidden costs. Through our many years of experience on the other side of the table, we know the tricks and options of financing providers and how to use them for your benefit.