# AI for financial planners, local and traceable – innoVorsorge > Report pipeline, redaction, portfolio analysis and upload portal from the daily work of a financial planning firm. Can run locally, client data stays in your office. Book a demo. Adresse: https://www.innovorsorge.ch/en/financial-planners Diese Fassung wird beim Bau aus dem Inhalt der Seite erzeugt. --- # AI in your financial planning. Without data protection concerns. We are financial planners ourselves and built the infrastructure we work with every day for our own company. You can adopt it without any technical effort: the AI does the groundwork, calculations are traceable, and you approve. [Book a demo](https://www.innovorsorge.ch/en/financial-planners/contact?thema=demo)View modules hub.your-company.local Local, no cloud Hub Server in the office **CasesFiles3 newRedactionCalculatorPortfoliosReportsAI assistantCasesOpen casesClick a case for workflow and activityDaniela Keller2026-014Retirement 2033 and pension buy-inDraftSandra Huber2026-011Pillar 3aIn reviewMarco and Lea Brunner2026-009Home ownershipApprovedPeter Graf2026-016Estate and pensionsDocuments missingCase workflowDocuments6 of 6 documents in the case folderRedactionPension statement not redacted yetPension buy-inNot yet added to the reportPortfolio analysis2 portfolios compared, 3 shared holdingsReportDraft, your approval is pendingAI assistantQuestions on documents and figuresActivity08:40Report draft v3 created with Assumptions_2026.json08:12Filed in /Cases/2026-014 Keller/Documents08:12Daniela Keller uploaded 3 documents through the upload portalCase 2026-014 Keller08:40 Report draft v3 created with Assumptions_2026.jsonSample view with made-up data ## The scientific background In his bachelor thesis at the ZHAW School of Management and Law, Lukas Bachmann examined how well an AI assistant solves real financial planning cases. The basis were the two official exam cases of the Swiss federal diploma in financial planning ("eidg. Finanzplaner/in") from 2021 and 2024. They were solved by a language model with a curated knowledge base on Swiss pensions and taxes on one side, and by an experienced financial planner on the other. Both were scored on five dimensions of 10 points each.LLM-Based Reasoning Assistants in Financial Planning – A Decision Quality Comparison with Professional Planners. BSc Business Administration, Banking & Finance.On average, the AI assistant scored 8.3 out of 10 points, the planner 7.7. Per case it needed 5 to 7 minutes, the planner 79 and 92 minutes. In return it made more calculation errors: 5 incidents against 3.On average, the AI assistant scored 8.3 out of 10 points, the planner 7.7. Per case it needed 5 to 7 minutes, the planner 79 and 92 minutes. In return it made more calculation errors: 5 incidents against 3.Among other things, the assistant did not apply the BVG reduction for over-insurance and used parameters from the wrong year.Average of both casesScoreScale 0 to 10 pointsAI assistant8.3Planner7.7Time per caseScale 0 to 90 minutesAI assistant6 minPlanner85.5 minBars to scale per measure. Time ratio around 1:15 (2021 case) and 1:14 (2024 case). ### Limitations Two cases and a qualitative comparison with one planner: no statistical conclusion can be drawn from this. In addition, the solutions were scored by a language model acting as assessor (GPT-4o), with the official model solution as reference, not by an exam board. The results show a direction, not proof. ### What we take from it Fast and strong on content, but not free of errors. That is why we use AI as a sparring partner: it does the groundwork, calculations run through fixed methods, and the planner reviews before anything goes to the client.[Summary (PDF, 3 pages)](https://www.innovorsorge.ch/finanzplaner/ki-in-der-finanzplanung-summary-en.pdf) ## A sparring partner, not a replacement Nobody hands their job to the AI. Four parties, each with a clear task: we run the infrastructure, the AI suggests, the program calculates, and you decide.Tap or hover over a role to see its tasks. ### 01innoVorsorgeWeSet up, operate, maintain, extend We set up the infrastructure, operate and maintain it. When your firm has a specific request, we build the solution for it.Set-up of hub, website or local serverOperation, updates and backupsMaintenance and supportFurther development on specific requestNew report template built on request ### 02Financial plannerYouConfigure, review, decide, approve You decide what the calculations are based on and how texts are written, and what goes to the client. The client relationship stays with you.Set assumptions, templates and toneReview suggestions and draftsDecide and approveLead conversations and the client relationshipReport moved from draft to approved ### 03Language model, local if you wishThe AISuggest, draft, read documents The AI reads documents, recognises client data and drafts texts. What it delivers remains a suggestion until you approve it.Read and file documentsSuggest client data for redactionDraft report texts in your toneSuggestion: redact 4 items ### 04Calculation engineThe programCalculate deterministically Figures come from fixed calculation methods, not from the language model. The same inputs give the same result, the workings are in the appendix.Asset projections and pension gapsTax effect of buy-ins and pillar 3aOverlaps and concentrations in portfoliosWorkings to read throughSame inputs, same result ## Various modules, individually or as a package Start with what you need and add more later.Price on request: a one-off set-up and an ongoing fee. ### [Hub](https://www.innovorsorge.ch/en/financial-planners/hub) All tools in one workflowCases, reports, redaction, portfolio analysis and documents in one place, set up around your workflow. Provided with a one-off set-up and an ongoing fee. ![](https://www.innovorsorge.ch/bilder/finanzplaner/hub-vorschau-en.png) View module ### [Local AI](https://www.innovorsorge.ch/en/financial-planners/local-ai) AI in your own office, no cloudA local server with open language models and text recognition that runs offline. Client data stays in your office and is not sent to OpenAI, Anthropic or any other provider.Local serverIn your office networkNo connection to AI providersView module ### [Website](https://www.innovorsorge.ch/en/financial-planners/website) Your site on our technologyA website for your firm on the same technical foundation as innovorsorge.ch, with a blog, two languages and embedded calculators.www.your-company.chRietmattFinancial planningKnow what retirement means for youBook a meeting ![](https://www.innovorsorge.ch/bilder/finanzplaner/beispielfirma-beratung.jpg) View module ### [Tools](https://www.innovorsorge.ch/en/financial-planners/tools) Calculators and tests for your clientsCalculators and tests for your clients, such as a compound interest calculator, budget calculator, pension fund test or retirement self-test.Savings per yearCHF 6'000** Return *2 %**3 %**4 %* After 20 years **CHF 161'222** View module ### [Custom](https://www.innovorsorge.ch/en/financial-planners/custom) Whatever else you need Whatever does not fit into one of the modules, we build with you as a dedicated solution. Interface Template Evaluation Your add-on View module ## What the work looks like Four tools from our own daily work, with made-up sample data. Each demo plays once and can then be used directly. 01 Report pipeline Capture the case, set the assumptions, calculate deterministically. The AI drafts the text, you review and approve. 02 Redaction A local language model proposes client data, you confirm, then it is redacted and verified. Nothing leaves the server. 03 Portfolio analysis Portfolios from several banks side by side: holdings held twice by ISIN, concentrations by country and sector. 04 Upload portal Your client uploads documents, you find them recognised and filed in the case, with a view of what is still missing. Capture the case, set the assumptions, calculate deterministically. The AI drafts the text, you review and approve. 1 of 4 Hub / Reports / Case Andrea Muster - Case captured - 2Calculated - 3Draft - 4Approved Case - Andrea Muster (fictitious), 50 - Assets CHF 250,000 - Saving CHF 18,000 a year Assumptions Return p.a. 3.0% Inflation p.a. 1.00% Retirement at 65 Depth Short Detailed Tone Neutral Personal Case captured. Not calculated yet. Calculate Case captured. The assumptions on the left can be adjusted. Show sequence Hub / Redaction / Case 2026-014 Local – Fictitious pension fund certificate, one page. Processing runs on the server in the office. Upload sample document - 1Reading page - 2Text recognition, offline - 3Local language model proposes - Processed on your own server. Nothing left the office. Upload a document. Everything runs locally. Show sequence Hub / Portfolio analysis / Case Andrea Muster Positions Concentrations Total CHF 700,000 at two banks Mark overlaps ### Bank A Portfolio CHF 390,000 - Swiss equity index ETFCH0000000011CHF 120,000 - World equity index ETFIE0000000022CHF 150,000 - CHF bond fundCH0000000033CHF 80,000 - Example Foods Ltd (share)CH0000000044CHF 40,000 ### Bank B Portfolio CHF 310,000 - World equity index ETFIE0000000022CHF 90,000 - US equity index ETFIE0000000055CHF 110,000 - Swiss equity index ETFCH0000000011CHF 60,000 - Swiss real estate fundCH0000000066CHF 50,000 Two portfolios, eight positions. In CHF, matched by ISIN. Show sequence Hub / Documents / Case Andrea Muster Client Planner Client ### Documents for your consultation Files on the device (fictitious). Tap to upload. - IMG_2041.jpg2.1 MB - scan_0012.pdf340 KB - Auszug_Q4.pdf95 KB - Steuern_final.pdf1.4 MB Upload all Planner ### Case Andrea Muster sorted automatically Required: 0 of 3 - Salary statementrequired, missing - Pension certificaterequired, missing - Tax returnrequired, missing - 3a statementoptional, missing Send reminder Start over The client uploads, the case fills itself. Show sequence ## Client data stays in your office With the Local AI module, the language model and text recognition run on a server at your premises. Working with client documents needs no connection to an AI provider. Local AI at your office Your office network - Workstation - - Local server with language model and text recognition - - Result in the hub Documents do not leave the office. Typical cloud AI Your office network - Workstation - - Transfer over the internet - - Data centre of the providerFor exampleChatGPT - Claude - Gemini - Microsoft Copilot Storage location and retention follow the provider's terms. The website and tools for your clients run on the internet like any website. What stays local is the processing of client documents. ![Alessandrina Gull and Lukas Bachmann, founders of innoVorsorge AG](https://www.innovorsorge.ch/bilder/team-freisteller.png) ## Built by financial planners, in use in our own office innoVorsorge is Alessandrina Gull and Lukas Bachmann. We advise private clients on pensions, retirement and investments, and use the tools shown on this page every day. Whatever does not hold up in daily work, we rebuild. Because you use the same infrastructure, these improvements reach your version as well. [More about us](https://www.innovorsorge.ch/en/about-us) ## How the introduction works - 1 ### Conversation We look at your workflows and clarify which modules fit. You then receive an offer with set-up and ongoing fee. - 2 ### Set-up We set up the hub, website or local server and apply your defaults, such as assumptions, templates and report tone. - 3 ### Training You and your team learn the tools on cases from your own daily work. - 4 ### Operation and development We run and maintain the infrastructure. New features from our own use are added continuously. ## Frequently asked questions ### Who calculates, the AI or a program? + − Calculations run through fixed, deterministic methods. The AI captures, structures and writes. Figures such as asset projections or tax effects come from the calculation engine and can be traced. ### Does client data leave my office? + − Not with the Local AI module. The language model and text recognition run on a server at your premises, nothing is sent to OpenAI, Anthropic or other providers. The website and tools for your clients, on the other hand, run on the internet like any website. ### Do I need technical knowledge? + − No. We handle set-up, operation and maintenance. You work in the hub like in any other browser application. ### Can I adjust assumptions and templates? + − Yes. Assumptions such as return, inflation or retirement age, the scope and depth of reports and their tone are yours to set, as a default for the whole firm or per case. ### Does the AI replace my advice? + − No. It is a sparring partner: it makes suggestions and prepares, reviewing and approving stays with you. In the study behind this offering, the AI assistant made more calculation errors than the planner. Review is therefore a fixed part of every workflow. ### What does it cost? + − The price depends on the modules and the scope and is available on request. The model consists of a one-off set-up and an ongoing fee. We clarify both in the demo call. ## Book a demo In the demo we show you the tools on sample cases and clarify which modules suit your firm. [Book a demo](https://www.innovorsorge.ch/en/financial-planners/contact?thema=demo) Price on request: a one-off set-up and an ongoing fee. You can also reach us directly by email or phone: - [Write an emailkontakt@innovorsorge.ch](mailto:kontakt@innovorsorge.ch?subject=Demo%20innoVorsorge%20for%20financial%20planners) - [Call us+41 76 361 84 44](tel:+41763618444)