# Individual consulting for companies and the self-employed – innoVorsorge AG

> Your topic around company, finances and pensions: independent advice billed by time, CHF 190 per hour, no commissions.

Adresse: https://www.innovorsorge.ch/en/business/individual

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![](https://www.innovorsorge.ch/bilder/IMG_2211-2-e5b3f5da.jpg)

## Individual consulting

# Your topic around company, finances and pensions
Not every question fits into a package. We advise you on your concern and bill by time.

[Get in touch](https://www.innovorsorge.ch/en/business/contact?thema=individuell) CHF 190 per hour

No commissions

## Who is individual consulting for?

### You have a specific question
and need a sound assessment rather than a full report.

### You have received an offer
for insurance or a pension solution and want an independent second opinion.

### Your topic doesn't fit a package
But you still want a sound second opinion, calculation or assessment – we support you flexibly and independently.

## Topics the self-employed bring to us
A selection. If your topic is not listed, write to us anyway.

### Second opinion on an offer
Pension fund, daily sickness allowance, life insurance: we check whether benefits and price fit your situation.

### Salary or dividend
For owners of a GmbH or AG: how the split affects taxes, AHV and the pension fund.

### Buying into the pension fund
Whether a voluntary buy-in pays off for you, how much and when, with an eye on taxes and the company's liquidity.

### Self-employed on the side
What changes for AHV, pillar 3a and insurance when you work self-employed alongside your job.

## Process
How individual consulting works

[Contact form](https://www.innovorsorge.ch/en/business/contact?thema=individuell)

Estimate
of the effort

Consultation on
your topic

Follow-up as needed

- [Contact form](https://www.innovorsorge.ch/en/business/contact?thema=individuell)
- Estimate of the effort
- Consultation on your topic
- Follow-up as needed

## Price

### Individual consulting
CHF 190 per hour

We bill the actual time spent on preparation, consultation and follow-up.

Before we start, we estimate the effort and tell you what to expect. If it looks like more work is needed, we get in touch before continuing.

[Get in touch](https://www.innovorsorge.ch/en/business/contact?thema=individuell)

## Tell us what it is about
A few sentences are enough. We will get back to you within 24 hours with an assessment.

[Get in touch](https://www.innovorsorge.ch/en/business/contact?thema=individuell) +41 76 361 84 44

kontakt@innovorsorge.ch

### Frequently Asked Questions:

#### How is individual consulting billed?
+ − By the actual time spent, at CHF 190 per hour. We estimate the effort beforehand so you know what to expect.

#### When is a package the better choice?
+ − If you need to choose a legal form, the starter package fits better. If you want to put your finances and pensions in order as a whole, the advanced package with its report is the better framework. For choosing a pension fund there is the BVG analysis.

#### Does the consultation take place online or in person?
+ − Both are possible: online or at our office in Rüti ZH.

#### Do you sell products?
+ − No. We do not broker insurance or investment products and take no commissions. You pay our fee only.