# Business blog – innoVorsorge AG

> Articles on choosing a legal form, pension planning for the self-employed and selecting an occupational pension (BVG) solution in Switzerland.

Adresse: https://www.innovorsorge.ch/en/business/blog

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# Blog for business clients
[![Person signing documents at a wooden table](https://www.innovorsorge.ch/bilder/blog-firmen/vertrag-unterschreiben-schreibtisch.jpg)](https://www.innovorsorge.ch/en/business/blog/choosing-a-legal-form-sole-proprietorship-gmbh-ag) 10/10/2026

[Choosing a legal form: sole proprietorship, GmbH or AG](https://www.innovorsorge.ch/en/business/blog/choosing-a-legal-form-sole-proprietorship-gmbh-ag) Liability, capital, taxes and social insurance: how a sole proprietorship, a GmbH and an AG differ, and when it makes sense to switch later.

[Read more](https://www.innovorsorge.ch/en/business/blog/choosing-a-legal-form-sole-proprietorship-gmbh-ag) [![Florist working in her studio at a long table by a window overlooking the mountains](https://www.innovorsorge.ch/bilder/blog-firmen/selbststaendige-floristin-werkstatt.jpg)](https://www.innovorsorge.ch/en/business/blog/pension-planning-for-the-self-employed) 10/10/2026

[Pension planning for the self-employed: AHV, pension fund, pillar 3a and risk cover](https://www.innovorsorge.ch/en/business/blog/pension-planning-for-the-self-employed) When you become self-employed, the employer who handled much of this in the background is gone. What you need to decide yourself on AHV, pension fund, pillar 3a and risk cover.

[Read more](https://www.innovorsorge.ch/en/business/blog/pension-planning-for-the-self-employed) [![Two men in a workshop filling in a form on a clipboard together](https://www.innovorsorge.ch/bilder/blog-firmen/kleinbetrieb-besprechung-unterlagen.jpg)](https://www.innovorsorge.ch/en/business/blog/choosing-a-bvg-solution-without-commissions) 10/10/2026

[Choosing a BVG solution: what matters and why commissions distort the choice](https://www.innovorsorge.ch/en/business/blog/choosing-a-bvg-solution-without-commissions) Your obligations as an employer, how occupational pension solutions differ, which criteria count when comparing them and how an independent tender works.

[Read more](https://www.innovorsorge.ch/en/business/blog/choosing-a-bvg-solution-without-commissions)